7-Day Financial Reset Toolkit

7-Day Financial Reset Toolkit

Welcome to the 7-Day Financial Reset! This toolkit is designed to help students, parents, and educators take control of their finances in a practical, empowering way. Each day features a task, reflection prompts, and a space to track your progress. Let’s get started!

Day 1: Know Your Numbers

List your income sources and regular expenses. Get clear on what’s coming in and what’s going out.

Reflection:
– What did I learn?
– How do I feel?
– What’s one next step I can take?

Day 2: Cancel & Clear

Look through your subscriptions, recurring charges, or spending habits. Cancel anything you don’t use or need.

Reflection:
– What did I learn?
– How do I feel?
– What’s one next step I can take?

Day 3: Set One Bold Goal

Decide on one financial goal you want to achieve in the next 30 days. It could be saving a certain amount, applying for scholarships, or reducing spending.

Reflection:
– What did I learn?
– How do I feel?
– What’s one next step I can take?

Day 4: Build Your ‘Comeback’ Playlist

Create a playlist or list of podcasts that keep you motivated to stay on track financially.

Reflection:
– What did I learn?
– How do I feel?
– What’s one next step I can take?

Day 5: Automate Something

Set up an automatic savings transfer, bill pay, or email alerts for scholarships or deals.

Reflection:
– What did I learn?
– How do I feel?
– What’s one next step I can take?

Day 6: Find a Financial Mentor

Think of someone who handles money well. Ask them a few questions or schedule time to learn from them.

Reflection:
– What did I learn?
– How do I feel?
– What’s one next step I can take?

Day 7: Reflect & Celebrate

Write down three things you’ve learned, one change you’re proud of, and what your next step will be.

Reflection:
– What did I learn?
– How do I feel?
– What’s one next step I can take?

BONUS: Top 10 Apps to Simplify Your Financial Life

  1. Mint – Budget tracker and expense manager
  2. YNAB (You Need A Budget) – Proactive budgeting
  3. Goodbudget – Envelope budgeting made easy
  4. Rakuten – Get cashback on everyday purchases
  5. Acorns – Round-up investing for beginners
  6. Zelle or Venmo – Easy money transfers
  7. MyScholarshipTracker – Keep track of scholarships (use Imagine!)
  8. GasBuddy – Find the cheapest gas nearby
  9. Splitwise – Easily share expenses with friends
  10. Student Loan Hero – Manage and pay off student loans wisely